The following are common questions many of our applicants have. If you have any questions not listed below, please feel free to give us a call, email us or go to our contact page and fill out the form.

What are the income guidelines?

You can apply if your gross income falls under the amounts listed below. Many times applicants think they are above these limits but find out they are eligible. Do not include your savings in this number, only the interest you receive. To be safe, call us and let us verify your income.

(Section 8, Section 221(d)(3) BMIR, Section 235 and Section 236)

INCOME LIMITS FY 2015 (UPDATES 6/22/2015)

               
 Albany-Schenectady-Troy,NY MSA  1 Person   2 Person  3 Person   4 Person   5 Person   6 Person   7 Person   8 Person
 30% of Median - Extremely Low Income  17400  19850  22350  24800  28410  32570  36730  40890
 50% of Median - Very Low Income  28950  33100  37250  41350  44700  48000  51300  54600
 80% of Median - Low Income  46100  52650  59250  65800  71100  76350  81600  86900

If I have money in a CD or savings account, am I still eligible?

Yes. We calculate only the interest as income as long as it doesn￿t go over the maximum rent.

Can I have Pets?

Yes. You are permitted to have one cat or one dog (under 20 lbs.). 

Is there a waiting list?

Yes, there is a waiting list and priority is given to residents of Mechanicville and/or those whom work in the City of Mechanicville. The length of time varies, and it all depends on your family size. Therefore we would encourage you to submit an application as soon as possible. You will then receive a letter stating your name is on our list. Keep this letter; it verifies our receipt of your application. Each year we send out a letter asking if you still want your name on our list. You must respond within the proper time. Tell us if you change your address or telephone number.

What utilities are included?

The MHA provides the following utilities:

  • John S. Moore Homes: heat and hot water

The resident agrees to pay for the following utilities:

  • John S. Moore Homes: electricity
  • Davenport Estates: electricity & Natural Gas

Note: All Residents received a Utility Allowance for resident paid utilities.

Are the apartments furnished?

No. They all have a range and refrigerator. Some have hardwood floors, but none come furnished.

Is there a bus stop for children?

School busses pick up children at each of the complexes.

What schools are located nearly?

Mechanicville Elementary & Middle School, Mechanicville High School. Troy Catholic High School and Waterford St. Mary's School are within the Mechanicville School Districts busing limits.

Is it a nice neighborhood?

Mechanicville is a low crime area. We are very proud of our city. It is a community rich in history and has an excellent record of great living and a great place to raise your children.

How long is the lease?

The lease is a monthly lease, which is renewed automatically each month when your rent is paid.

How much is the security deposit?

The security deposit is equal to one month￿s gross rent.

What payments are needed prior to move in?

A cash security deposit (equal to one month￿s gross rent) and one month￿s rent

Is there a parking lot or on-street parking?

Most of the complexes do have parking lots, which tenants and their visitors can park in free of charge; however, on-street parking is available at all the complexes.